Personal Finance Blog of a Girl Trying to Get Out of Debt and Change CareersPosts RSS Comments RSS

Archive for the Tag 'Weight Loss'

Need Some Extra Motivation to Meet Your Financial Goals?



Try an Anti-Charity.

I read about this in The Oprah Magazine, and it’s a great idea!

Whether you’re trying to get out of debt, lose weight or be on time to work, it helps to have some sort of punishment and reward system. For example, I have a rewards system for getting out of debt: Every time we pay off a debt, our family goes to eat dinner at Buffalo Wild Wings (yes, that’s really all it takes for me).

However, I’ve had very little success with weight loss and punctuality, so perhaps it’s time to raise the stakes. I’ve previously considered charging myself money when I fail to reach my goals, but I’d probably just end up snowflaking that into debt repayment (Which I love, remember? Mmm…chicken tender wrap with teriyaki sauce!).

I could donate it to charity, but it’s hard to feel too bad about that.

Unless…It’s an Anti-Charity!

Goal-setting website stickk.com defines an anti-charity as any organization you strongly oppose or which promotes values which are most contrary to your own. For example, if you have a “She’s a baby, not a choice” bumper sticker on your car, you’d probably work pretty damn hard to not donate to Planned Parenthood.

How fantastic!

8 responses so far

Shrinking Debt, Shrinking Waist?

So far, my debt-reduction efforts have been leading to weight gain, not weight loss. After all, sitting in front of a computer for hours and not buying salads because they’re more expensive than burgers does not a thin person make.

I weighed myself on Monday and I’m at my highest weight ever - 143 pounds. Yeah, “boo hoo, tall girl!” - but I am seriously unhealthy.

Much like a person in debt, I possess the outward appearance of success - relatively thin, little beer belly carefully hidden by my empire-waist top, skinny arms and legs - but pinch me, and you’ll see that it’s all flab. Not to mention that I’m inflexible, haven’t tried to run a mile since high school and get sore from bowling.

Like getting out of debt, I figure that the first step to losing weight (beyond recognizing there’s a problem) is to stop digging (or expanding, as the case may be). This means that for the first time in my life, I’ve got to stop eating whatever I want. No more “get fat now, plan on getting skinny again later.” No more quarter pounder meals from McDonald’s. No more drinking regular Coke.

Just like a trust fund baby that’s suddenly been cut off from the ‘rents, I’ve got to come to terms with my slowing metabolism.

Step 1: Consume 1,616 calories or less per day to be on pace to lose 1 pound per week…

(This post was included in the Carnival of Debt Reduction, hosted at No Debt Plan.)

Photo Credit: Day 103 (Curves!) by verymissberry, used under Creative Commons licensing

13 responses so far