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Archive for the Tag 'CVS Deals'

$500 Garage Sale Challenge



It’s only February, but that hasn’t stopped me from planning the craziest garage sale this subdivision has ever seen!

We made about $300 and got rid of a ton of old stuff in our first-ever garage sale last June.

This summer, I’m hoping to make at least $500 by getting rid of a ton of NEW stuff: My CVS/Walgreens stockpile.

I found a nifty little wiki at SlickDeals.net that shows how much money people successfully charged for common stockpile items in their summer garage sales. Based on the wiki, I figure I can easily charge the following prices for the new items I get for free at Walgreens and CVS:

Toothpaste: $1.00
Toothbrush: $1.00
Shampoo/Conditioner: $1.00
Body Wash: $1.50
Razors/Refills: $3.00
Medicine: $1.00
Deodorant: $1.00
Nail Polish: $1.00
Makeup: $1.00-$2.00
Sample-Size Items: $0.25-$0.50
Plug-In/Wax Candle Air Fresheners: $1.50
The Bigger/Nicer Candle Air Fresheners: $3
Cleaning Items (Windex, Scrubbing Bubbles, etc.): $1.50

Even though Christmas nearly exhausted my stockpile (my stepson gave some interesting gifts this year), I figure I’ve accumulated at least $100 toward my $500 garage sale goal since then.

I can’t wait to see the looks on people’s faces when they discover that the stuff I’m selling isn’t half-empty or expired, but brand new! “Damn rich people - selling stuff they haven’t even used yet.”

Yup, I am the crazy person that collects coupons to acquire free things to sell in garage sales to help pay for trips to Europe.*

Makes you think about coupon ladies a little differently, huh?

*Alternately, to help pay for ramen noodles

Photo Credit: Ninjas vs. Pirates Garage Sale! by Steve Rhodes, used under Creative Commons licensing.

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The Letter I’ll Be Mailing to CVS Corporate on Monday

January 9, 2009

CVS Caremark Corporation
Corporate Headquarters
One CVS Drive
Woonsocket, RI 02895

Dear Sir or Madam,

I began shopping at CVS regularly last May, and I have generally been pleased with your company’s customer service.

However, my experience tonight left much to be desired.

I came to the store with a list of specific items to purchase based on the deals I found by studying your weekly circular, CVS store coupons, Internet manufacturer coupons and manufacturer coupons from my local paper. Since sale prices were not marked on the shelves, I carefully consulted my list and checked the price of all my items at the ExtraCare scanner to make sure I was purchasing the correct items.

When I got to the register, the cashier rung up all my items, then started going through my coupons one by one. Without scanning any of them, she read each one and looked through all my bags to make sure I had purchased each item, and challenged some of my coupons (”Did you purchase three of these? I only see one.” “Yes, the other two in the second bag.”) Because I had a lot of coupons, this took quite a while.

Although I gave her my coupons in the correct order for them to go through the register correctly without causing any problems (store coupons, then manufacturer’s coupons, then ECBs), she then scanned them through in the opposite order, again reading each one aloud and hesitating before she scanned them.

I have enclosed a copy of my receipt, but here are the items I purchased and coupons I used:

  • For the $10 ECB when you purchase $20 worth of Johnson’s products:
    1 Listerine Whitening Pen ($10), 1 Carefree 92 count liners ($4.50), 2 Stayfree 32 count pads ($4.50 each), 1 BandAid 20 count character bandages ($3).
    Total Before Coupons: $26.50.
    Coupons Used: CVS coupon for $5 off $25 of Johnson’s products (received in the mail), CVS coupon for $3 off Listerine Whitening Pen (from the CVS Beauty Book), manufacturer’s Internet coupon for $2 off Listering Whitening Pen, manufacturer’s buy one Stayfree product get one free coupon, manufacturer’s $1 off Carefree product
    Total After Coupons: $11

  • For the $5 ECB when you purchase $15 worth of Bayer, Aleve or Alka-Seltzer products:
    3 Bayer 100 count tablets ($5 each)
    Total Before Coupons: $15
    Coupons Used: CVS coupon for $3 off any $15 purchase of FSA-eligible items (from CRT), CVS coupon for $2 off any $10 purchase of pain medication (from CRT), CVS coupon for $1 off any Bayer purchase (from CRT), 2 manufacturer’s $1 off Bayer product
    Total After Coupons: $7

  • One Revlon Lip Gloss
    Originally priced at $7.99, on clearance for 50% off
    Total Before Coupons: $3.99
    Coupons Used: CVS coupon for $2 off any Revlon color cosmetic, manufacturer’s $2 off Revlon color cosmetic
    Total After Coupons: Free

  • 2 Boxes of Hallmark Christmas Cards
    On clearance for 75% off

Honestly, I wasn’t sure if I’d be able to use so many CVS coupons for the $5 ECB when you purchase $15 worth of Bayer products, but I thought that since I had four FSA-eligible products totaling $18, including $15 worth of pain medication, it would be OK. However, I have been wrong before, and I don’t argue with the cashier if the register beeps and I’m told the coupon cannot be accepted.

After giving me a hard time about having $4 worth of Revlon coupons for a product that cost $3.99 ($4, had the register rounded in the store’s favor), this cashier manually pushed through the CVS coupon for $2 off $10 in pain medication that beeped without saying anything about it.

Then, she came to my CVS coupon for $3 off $15 worth of FSA-eligible products coupon. “I don’t know what this is,” she said, and I tried to explain that it’s for medicine and other items that are indicated on the receipt. She tried to scan it, and it beeped. She said the register was telling her I didn’t purchase enough eligible products - that I had only $6.35 worth of eligible products. I tried to explain that this was probably because she scanned the manufacturer’s coupons first, so now the register thinks I only purchased $6 worth of FSA-eligible products, when I actually purchased $18. She then manually pushed through the coupon, saying, “I’ll do it this time, but don’t come to me next time you’re here because I’m not going to do it. Something is wrong. I don’t think this is right. You have too many coupons for the same thing.”

I responded that I should be able to use one CVS coupon and one manufacturer’s coupon for each product. She then said that because I was using so many coupons, I was basically getting paid to purchase the items (technically, I used $3.99 in ECBs, paid $20.42 in gift cards and cash, and received $15 in ECBs). “That’s why people shop here,” I said. “I come here every week and never have any problems. It’s completely legitimate.” She replied, “Maybe to you it’s legitimate.”

Obviously, I was angered and embarrassed, especially since there was now a line behind me.

While I understand that coupon fraud is a growing problem, I don’t expect to have my ethics questioned and be treated like a criminal when I am, in fact, a paying customer. Given these economic times and people’s increasing desire to save money, I would suggest you properly train your employees in your coupon policies and in basic customer service. If the number of people taking advantage of these deals is a threat to your bottom line, I would rather see your loyalty programs eliminated than be treated like I’m “getting away with something.”

If I have misused or misunderstood your coupon policy, please let me know. Also, I hope that you will personally contact the store’s manager about this issue. In the meantime, I have shared this letter with the readers of my personal finance blog, Finance Gets Personal: www.financegetspersonal.com.

Sincerely,
Finance Girl <—– no, that’s not really what I’m going to put!

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A Flaw in My Prescription-Transfer for Christmas Gifts Plan



I’m afraid that my plan to transfer prescriptions between pharmacies for gift cards has turned out to be a little less lucrative than I originally thought.

Friday night, I took $40 worth of change to the CoinStar machine at CVS, thinking I would get an Old Navy gift card to take care of a few Christmas presents (plus, I’d get an extra $10 gift card in the mail with the CoinStar holiday bonus program). Alas, Old Navy was not one of the gift cards offered at that location. No problem, I thought - I’ll just get a CVS gift card and use that to buy an Old Navy gift card, since I knew they sold them inside. Only…no. Apparently, you are not allowed to use a CVS gift card (or ECBs, but you probably already knew that) to buy other gift cards.

No!!!!!

Since, I assume, you get an actual $25 CVS gift card when you transfer a prescription to CVS, there is no way to turn that gift card into anything besides CVS merchandise.

What about Walgreens? Well, it turns out you are still safe with that one, because Walgreens typically gives you a $25 gift check, which you can use to purchase other gift cards. But, like at CVS, you can only buy other store’s gift cards with cash or a credit/debit card.

At least I know there will be plenty of Black Friday deals to spend my CVS gift card on! And since my stepson busted his chin open while ice skating and had six stitches yesterday, there’s no money left in the health care spending account now anyway :).

Photo Credit: ClearRx prescription bottles by bartificial, used under Creative Commons licensing.

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8/24-8/30 CVS and Walgreens Scenarios (Lots of Free Items!)

CVS



16-Ct. Kotex Lightdays Liners
$1.49, Use $1 Off Coupon, Receive $1.49 ECBs
Final Price = Money Maker of $1.00

Zipfizz Energy Mix
$5.99, Receive $5.99 ECBs
Final Price = Free After ECBs (Limit 1)

2 Rimmel Mascaras
On Sale Buy One Get One Free, Use 2 $1 Off Coupons (I read somewhere that the All You magazine had BOGO coupons, but people are reporting back that they’re just for eyeshadow)
Final Price = Varies


2 40-Ct. OB Tampons
2 for $9, Use 2 $1.50 Off Coupons, Receive $5 ECBs
Final Price = $0.50 Each After ECBs

16-Ct. Playtex Sport Tampons
On Sale for $4.99, Use $1 Off Coupon, Receive $3.00 ECBs
Final Price = $0.99 After ECBs

2 Almay Eyes Makeup
On Sale Buy One Get One Free, Use 2 $1 Off Coupons, Prices Starting at $2.99
Final Price = Starting at $0.50 Each (Limit 6)

2 Revlon Cosmetic Products
On Sale Buy One Get One Free, Use 2 $1 Off Coupons, Prices Starting at $3.49
Final Price = Starting at $0.75 Each
Update: With today’s $2 off coupon, this is a money maker!

2 Clairol Loving Care Haircolors
$3.99, Use Buy One Get One Free Coupon
Final Price = $2.00 Each

Walgreens



2 Glade Plugins Scented Oil Warmers
On Sale Buy One at $4.79 Get One Free, Use 1 or 2 $4 Off Coupons (not sure if cashier can do 2 with overage)
Final Price = $0.79 for 2, or a Money Maker

2 Rimmel Mascaras
On Sale Buy One Get One Free, Use 2 $1 Off Coupons (I read somewhere that the All You magazine had BOGO coupons, but people are reporting back that they’re just for eyeshadow)
Final Price = Varies

Reach Prevent Crystal Clean Toothbrush
On Sale 2/$2, Use $1 Off Coupons
Final Price = Free

Reynolds Wrap Aluminum Foil
On Sale for $0.89 with Circular Coupon, Use $1 Off Coupon
Final Price = Free Plus Possible Overage

Mitchum Smart Solid
$2.99, Use $2 Walgreens Catalina Coupon, Receive $1 Register Rewards
Final Price = Free After Register Rewards

Puffs Tissues
$0.89 Each with Circular Coupon, Use $0.25 Off Coupon
Final Price = $0.64 Each (Limit 3)

Gallon Milk
On Sale for $3.39
Final Price = $3.39 (Limit 2)

Photo Credits: CVS “Lose Weight Now” Sign by mrbill, used under Creative Commons licensing; Funny Walgreens Sign by FredMikeRudy, used under Creative Commons licensing

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The Drugstore Game; Depression and Finances

Back when I was interning as a bank teller (Is that the “This one time at band camp…” line of this blog?), my co-worker Patsy used to go through the Walgreens ads methodically and then show us all the things she bought for “free” after mail-in rebates. At the time, I thought this was a little nuts, especially since most of the items were things I saw no use for. So I’ve always been a little suspicious of personal finance bloggers who constantly post about their drugstore “deals.”

Fast forward to today at 5 p.m. I’m positively intrigued by an article on the MSN Money Smart Spending Blog about “The Drugstore Game.”

There is a CVS right by my stepson’s school, but I never go there for anything besides prescriptions because their prices tend to be really high. But I do have an Extra Care card that I’ve never activated, so tonight I decided to give “The Drugstore Game” a try.

I purchased a Schick Intuitions razor for $8.88, used a $4 off coupon, and got a a $6 credit for my next purchase. I also bought Aquafresh Extreme Clean toothpaste for $2.99 and got a $2.99 credit for my next purchase. So, if there are any Extra Care Bucks specials for things I use next week, I can stock up using my $8.99 in credits, which will give me credits to use the next week. I think I love this idea already!

Of course, the main reason I needed to go to CVS was to pick up my antidepressant prescription. Before now, there were only two people who know I am depressed - my husband and my sister (although I’m sure others have their suspicions). So I just have to mention this post from Make Love, Not Debt on the costs of denying depression. I can completely relate to this, and I think it’s great that he had the courage to post about it.

Photo Credit: i never understood the slash by Walsh, used under Creative Commons licensing

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