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Archive for the Tag 'Clothing'

I Had My Debit Card Taken Away (Voluntarily)



Here we go again.

It started with a few innocent purchases at Ann Taylor for 50-90% off.

Then, I started buying anything I wanted that was on sale since I had a $50 off $100 promotion code.

After the promotion code expired, I spent $6 at T.J. Maxx on “The Everything Home Storage Solutions Book,” and started organizing our bathroom and walk-in closet. Of course, this required a new ironing board ($20), bins for the closet ($30), a row of hooks ($16), a recycling container for under the sink ($7) and a wall cabinet ($50). So that’s $123 so far, and I haven’t even bought wooden hangers for the fourth of the closet that still needs them, or bins/boxes/shelfs for the toiletry stockpile under the sink.

I’m out of control.

My husband called me on it last night, as I was sitting on the floor of the bathroom with a million pieces of the wall cabinet I was trying to assemble (with no success, I might add).

“How much did you spend tonight?”

“Um, $70.”

“I thought you weren’t going to spend very much money on this!”

“Yeah, well we need a cabinet to keep all the medicine in instead of having it in a big heap under the sink!”

“Look, that’s great that you want to organize the house, but don’t you remember the talk we had last time this happened? We can do this kind of stuff when we’re debt free.”

“What, in three years? I can’t take it anymore! Our house is always a mess and I’m embarrased to have people over!”

“We just need to clean the house. There’s no need to buy all this stuff!”

(Crying now) “But the reason our house is never clean is because we’re unorganized! I can’t organize stuff when we have nothing to put things in!”

“Have you been taking your medicine?

“Yes!!!!”

“Are you almost out or something?”

“No!!!!”

“Are you bailing on me?”

“No.”

“Well, it’s not fair. You know, I’d like to buy a new computer or go on vacation, but you don’t see that happening! I know it’s for the good of the house, but you need to find something else to do.”

“But I’m bored!

“So get a hobby. I’m going to get a hobby.”

“Everything I like to do costs money - photography, fashion, decorating…”

“So let’s find a free hobby”

“Like what?”

“I don’t know, let’s look online. But, I think I need to take your debit card.”

“Yeah, you’re probably right. It’s in my purse.”

(Holds up credit card) “You’re not using this are you?”

“No.”

“OK, well I’ll leave that in here for emergencies. Where’s all your cash? You only have like $25 in here? Did you already spend all your money?”

“No, I just haven’t gone to the ATM yet.”

“OK, well go to the ATM tomorrow, then give me your card. If you put all the cabinet pieces in a pile and put all the little pieces in a bag, I’ll put it together Wednesday night after work.”

“Really? OK.”

So, it’s back to cash only for me…

Photo Credit: Reorganizing my closet by Melilotus, used under Creative Commons licensing.

5 responses so far

Using a “Must-Have” List to Build Your Wardrobe



With all the sales and promotions at Ann Taylor and Ann Taylor Loft lately, I’ve been doing a bit of a wardrobe overhaul.

A few years ago, I bought The Lucky Shopping Manual, hoping it would provide me with a list of items that every wardrobe should contain. And boy, did it!

Here are the basic pieces (not including the “nice-to-haves”):

  • 2 All-Season Work Skirts (Tropical Wool)
  • 1 Day-to-Night Skirt (Dress it Up or Down)
  • 2 Summer Work Skirts (Crisp and Structured)
  • 1 Denim Skirt
  • 2 Summer Weekend Skirts (Dress Them Up or Down)
  • 2 Good White Tees (You Need a Couple, Because They’ll Stain)
  • 2 Good Black Tees (Black Fades in the Wash - Always Have a Spare on Hand)
  • 4 Tanks (for Beachwear and Layering)
  • 1 Striped Tee (Wide or Narrow Stripes)
  • 1 Henley or Polo
  • 6 Work Tops (Your Choice of Shapes)
  • 3 Fun Tops (For Going Out at Night)
  • 4 Weekend Tops (T-Shirt Alternatives)
  • 2 Summer Weekend Dresses
  • 1 Summer Evening Dress
  • 1 Summer Daytime Party Dress
  • 2 Summer Work Dresses
  • 2 Winter Work Dresses
  • 1 Winter Weekend Dress
  • 1 Winter Evening Dress
  • 2 Fitted Pullover Sweaters for Work (V-Neck or Crewneck)
  • 2 Cardigans (For Evening and Office)
  • 1 Black Turtleneck (Thin and Fitted, Not Boxy)
  • 2 Weekend Sweaters (At Least One that’s Really Warm)
  • 1 Pair of Jeans to Wear With Heels
  • 1 Pair of Weekend Jeans You Can Wreck
  • 1 Pair of Jeans to Wear With Flats
  • 3 Pairs of Winter Work Pants (Tropical Wool, or a Comparable Blend)
  • 3 Pairs of Summer Work Pants
  • 2 Pairs of All-Season Work Pants
  • 1 Pair of Lightweight Evening Pants (Satin, for Winter and Summer)
  • 2 Classic Suits (Serious for Work, But Versatile)
  • 1 Skirt Suit (A Trendy Shape for Work or Nighttime)
  • 1 Evening Suit (You’ll Wear the Pants All the Time)
  • 1 Everyday Bag (Stick with Black or Dark Brown)
  • 1 Small Work Bag
  • 1 Work Tote or Briefcase (Whichever is Right for Your Job)
  • 1 Casual Tote (Inexpensive and Washable)
  • 1 Evening Bag
  • 1 Small Going Out Bag (Just Big Enough for Your Wallet, Keys and Lipstick)
  • 2 Pairs of Knee Boots
  • 1 Pair of Good Office Shoes for Winter
  • 1 Pair of Casual Shoes for Winter
  • 1 Pair of Evening Shoes for Winter
  • 2 Pairs of Good Office Shoes for Summer
  • 1 Pair of Good Flat Sandals
  • 1 Pair of Flip-Flops
  • 1 Pair of Strappy, Sexy Sandals
  • 1 Good Wool Blazer
  • 1 Short Jacket (Lightweight Wool or Blend)
  • 1 Denim Jacket
  • 7 Pairs of Everyday Underpants
  • 3 Everyday Bras (The Style You Always Wear)
  • 1 Pair of Evening Hose
  • 1 Black Bra with Pretty Straps (Under Sleeveless Black Tops)
  • 1 Nude Stretchy Camisole (For Sheer Tops)
  • 1 Silky Camisole (With Lace Trim You Can Show Off Under V-Necks)
  • 1 Pair of Thin Wool Tights for Winter (Solid or Tweedy)
  • 1 Convertible Bra
  • 1 Cute Set to Sleep In
  • As Many Pairs of Work Hose as You Need
  • 2 Swimmable Suits
  • 1 Top Cover-Up (Long-Sleeve for Sun Protection)
  • 1 Bottom Cover-Up (For the Walk to the Snack Bar)
  • 1 Overcoat (Classic Styling)
  • 1 Fall Coat
  • 1 Warm Parka (Long Enough to Cover Your Hips)
  • 1 Spring Jacket
  • 1 Raincoat (Functional But Fun)

Oh my gosh, just TYPING that was exhausting, let alone shopping and paying for all that!

Overall, I think it’s a good list, though perhaps a bit too dressy for my needs (four suits, including an “evening suit?”). But it’s a good place to start.

Still, I can’t help but feel overwhelmed. I mean, I probably own about half these things, and half of the things I own are items I don’t particularly like!

What’s a broke, stylish (ahem, that should probably be “stylish” in quotations) girl to do?!?!

8 responses so far

This Week’s Savings

I have been shopping so much this week, it’s crazy! But I can’t believe all the bargains out there. Here are the places I visited in addition to CVS this week.

WalMart:

4 One-Subject Notebooks - On Sale for $0.05 Each
2 10-Packs of Bic Cristal Pens - On Sale for $0.88 Each, Used $1 Off 2 Coupon = $0.38 Each
Herbal Essences Shampoo and Conditioner - $2.94 Each, Used $3 Off 2 Coupon = $1.44 Each, Plus a Free Pedicure!
Powerade Zero - On Sale for $0.60, Used $1 Coupon = FREE Plus $0.40 Overage
Muir Glen Organic Diced Tomatoes - $1.32, Used $1 Coupon = $0.32
Honey Bunches of Oats Just Bunches Cereal - $2.50, Used $2 Coupon = $0.50
Kashi Vive Cereal - $3.46, Used $2 Coupon = $1.46
Krunchers Potato Chips - $2.75, Used $1 Coupon = $1.75
Other Non-Deal Purchases (For the Sake of Full Disclosure): Roma Tomatoes - $0.50, Lettuce Head - $1.28, Mission Tortillas - $2.18, Great Value Shredded Cheddar Cheese - $2.68, Great Value Sugar Free Syrup - $1.48

Total Before Taxes: $16.59 ($8.47 Excluding Non-Deal Purchases)

Hen House:

2 Pillsbury Toaster Strudels - On Sale for $1.93, Used 2 $1 Off Coupons = $0.93 Each
Blue Bunny Ice Cream Sandwiches - On sale for $2.99, Used $1 Off Coupon = $1.99
2 Keebler Ice Cream Cone Packages and Blue Bunny Ice Cream - Cones On Sale for $1.50 Each, Ice Cream Was $3.55 and I Got a $1.50 Discount for Buying the Cones = $5.05 (This would have been a better deal if I hadn’t accidentally bought Blue Bunny instead of Blue Bell, which I had a $1 coupon for)
Coke Zero - On Sale for $3.34, Used $1 Coupon Redeemed at My Coke Rewards = $2.34

Total Before Taxes: $12.80

Walgreens:

Walgreens has some great deals on school supplies this week, but everything was sold out when I went on Wednesday. I still managed to pick up a couple things:
Reynolds Wrap Foil - On Sale for $0.89 with Walgreens Coupon, Used $0.55 Manufacturer’s Coupon = $0.44
Bic Comfort 3 Razors 4-Pack - On Sale for $2.99, Used $2 Coupon = $0.99 (Look for the Packs with 2 Bonus Razors!)

Total Before Taxes: $1.33

Target:

I heard the toys were on clearance at Target, so I got a few things for birthdays/Christmas.
Hulk Toy - Originally $9.99, On Clearance for $2.48
Star Wars Toy - Originally $9.99, On Clearance for $2.48
MXS Toy - Originally $14.99, On Clearance for $3.68

Total Before Taxes: $8.64

JC Penney: (Two Stores)


JC Penney is having AMAZING clearance sales right now! After this week’s sale shopping, my stepson is fully stocked for next summer.
4 Boys Shirts - Originally $24.99 Each, On Clearance for $2.97 Each
2 Boys Shorts - Originally $29.99 Each, On Clearance for $4.97 Each
Boys Swimsuit - Originally $25, On Clearance for $4.97 (Comes with Free Goggles)
Infant Pajama Set - Originally $22.50, On Clearance for $4.97 (Bought for a Friend’s Baby’s First Birthday Party)
2 Womens Blouses - Originally $30 Each, On Clearance for $2.97 Each
Womens Short-Sleeve Suiting Jacket - Originally $44, On Clearance for $2.97

I used a 15% off coupon on everything.
Total Before Taxes: $33.02 (Saved $279.92!)

Macy’s:

Boys Nike T-Shirt - Originally $16, On Clearance for $2.40
Boys Blue Shirt - Originally $24, On Clearance for $3.60

Total Before Taxes: $6.00

Children’s Place (Online):

5 Boys Shirts - On Clearance for Between $3.39-$4.24 After Additional 15% Off Promo Code
Boys Shorts - On Clearance for $2.54 After Additional 15% Off Promo Code

Shipping was $5.
Total Before Taxes: $27.05

Border’s (Online):

Use promo code BR41925 to get $5 off every book (making books under $5 free!). Read more details about getting this deal to work here.
Board Books for Babies (More First Birthday Presents!): Dr. Seuss’s ABC; Are You My Mother?; Hand, Hand, Fingers, Thumb; The Nose Book, Go, Dog, Go!; The Tooth Book; The Foot Book; Big Dog…Little Dog; Put Me in the Zoo
Books for My Stepson: The Day My Butt Went Psycho!; Guinness World Records 2008; How to Draw Pokemon; Football Nightmare; What’s Happening to Me: Boy’s Edition; Barfing in the Backseat: How I Survived My Family Road Trip; Who Ordered This Baby? Definitely Not Me!; Report to the Principal’s Office; Tsumanis and Other Natural Disasters
Books for My Niece’s Birthday: Camp Rock: The Junior Novel; Jammin’ with the Jonas Brothers

Free Shipping to the Store.
Total Before Taxes: $5.48

Ann Taylor Loft (Online):


I am not much of a bargain shopper when it comes to my own clothes, but I thought this was a pretty good deal considering the source.
Purse - Originally $49, On Clearance for $19.99, saved Another 25% with TEACHER20 Code = $14.99
Sandals - Originally $34, On Clearance for $16.99, Saved 50% on 2nd Sale Item, Saved Another 25% with TEACHER20 Code = $6.37

Shipping was $5.38.
Total Before Taxes: $26.74

In case you’re wondering…NO, I do not usually shop this much! If I did, I think I’d need a 12-step program! I’m just trying to get ahead of the seasons on gifts and clothes (to reduce spending) and cut my grocery/household item costs. All of the stores I visited are within a mile of my route to and from work. Please let me know if you have any questions about the deals!

2 responses so far

Does Dad Wear Pants? Do You Drive a Car? Here’s a Great Deal!

Thanks, Money Saving Mom, for passing on this great Father’s Day deal:

If you buy $100 worth of Dockers men’s clothing or accessories (before taxes/discounts) from Sears between now and Sunday, you can mail it in for a $75 Shell gas card. This would be a perfect way to get your Father’s Day shopping done, get some needed dress clothes for the men in your life and save on gas! Click here for details.

2 responses so far