Finance Gets Personal

I’m currently working on Apartment Therapy’s Eight-Step Spring Cure, which is an eight week process for making your home more organized, beautiful and healthy. I’ve been apprehensive about how much “curing” is going to cost, so I’m sharing my progress on trying to cure on a budget.

Well, I’m a few days late in finishing up week 3, but this one was much less intense than the kitchen last week! And in case you’re wondering why I’m three weeks behind the Apartment Therapy Spring Cure group, I didn’t discover it until after this session had already started (I’m not that slow, thank you very much!)

These are the assignments for Week 3:

• Vacuum, dust and mop (wet or dry) throughout your home
• Clean your entrance and any related closets
• Arrange to have all repairs taken care of in the next three weeks
• Declutter your entrance
• Move all old mail, catalogs and magazines to the outbox
• Look into what you would need to create a landing strip
• Cancel any unused subscriptions
• Identify cool rooms and warm rooms
• Apply the 80/20 color rule
• Cook two meals at home this week
• Design an invitation for your housewarming

Vacuuming and mopping again so soon? Argh. It really needed it though. I wonder how often I typically vacuum - once a month? Whenever company is coming over?

Because my entrance opens up into the formal living room, I cleaned that and the little walkway to the side of it. Pretty easy, considering the only things in the room are a piano, couch, chair and mirror.

As far as “arranging” to have all repairs taken care of in the next three weeks, I’m pretty much ignoring that assignment. I’ll be doing what I can, when I can - myself.

Decluttering was also simple, with most of my “clutter” coming from the entry closet. However, this is the one closet I actually organized when we moved in, so there wasn’t a lot of random stuff in there. While organizing the closet, instead of buying more containers from Target, I decided to wrap some of my shoe boxes in pretty wrapping paper to hold things like cleaning supplies, dog brushes/shampoo and lightbulbs/flashlights. It worked out well, and I didn’t spend any money!

I don’t really have a problem with old mail and magazines (I go through the mail immediately when I get home, and recycle old magazines as soon as the new one arrives), so I didn’t have any mail to move to the outbox.

I bought a new doormat at Target for $19.99, but I challenged myself to create a landing strip using only items I already own. My landing strip is now a little silver serving table with a blue beaded bowl on it, a magazine holder on the floor and a coat closet. I hang my purse on the closet knob. What really made a difference in my little living room was rearranging the furniture! My couch and recliner are really too big for the small space now that a baby grand piano has been added to the mix, but rearranging the furniture has really improved things. It’s kind of odd because now you see the back of the couch as you enter, but it closes the space off just enough to make it feel like its own room (that hopefully we’ll actually use now!).

I also have a pile of subscriptions to cancel, identified my warm and cool rooms, learned about the 80/20 rule for color (80% neutral, 20% strong colors) and cooked two meals at home (OK, so my husband cooked two meals at home). I haven’t designed an invitation for my cheesy board game night yet… I’m not sure if I want to have such a formally organized event so soon after hosting the Oscar party. But the party will still happen - just don’t expect a Scrabble-esque invitation in the mail…

And that concludes week 3. I only spent $20!!!! (Well, I guess I also spent $5 on flowers)

On to Week 4, which focuses on the living room and editing book/CD/DVD collections (uh oh).

Photo Credit: The Entryway (Landing Strip) by foreverfrida, used under Creative Commons licensing.

I’m currently working on Apartment Therapy’s Eight-Step Spring Cure, which is an eight week process for making your home more organized, beautiful and healthy. I’ve been apprehensive about how much “curing” is going to cost, so I’m sharing my progress on trying to cure on a budget.

Whew. I just finished my assignments for Week 2. (I gave myself an extra weekend since we were out of town last weekend for Easter.)

These are the assignments for Week 2:

• Fix one thing in your apartment yourself
• Clean your kitchen from top to bottom and throw away old food
• Buy a water filter and use it
• Run your hands over every wall in your apartment (to feel which walls are cold or warm)
• Clear space for an Outbox
• Clear one surface and use the outbox
• Buy fresh flowers
• Determine your style
• Find a new recipe and cook one meal at home
• Choose the date for your housewarming

The first assignment was probably the easiest: I had a list of 71 repairs to choose from. Because I’m trying to do this on a budget, most of the repairs will be DIY (and some of the expensive repairs, like repairing the wooden floors, might be postponed). Because this week focused on the kitchen, I started with some easy repairs there: replacing the burnt out oven light bulbs, buying new energy-efficient bulbs for the fixture that my husband had to stand on top of a ladder to reach, touching up missing paint/rust on/in the stove/sink/dishwasher with appliance repair paint (Rustoleum), buying new tile to replace the missing ones above the sink, tightening the hinges on the cabinets, tightening the loose sink sprayer, and semi-fixing the stove drawer that keeps coming off the tracks (apparently the permanent fix would be to replace the stove). While this was a lot more than one repair, I’ll need to increase this pace if everything is going to be fixed at the end of eight weeks.

Cleaning and organizing the kitchen was the real bitch of this week. I worked on it all weekend, as well as three nights after work last week. I now have sparkling clean appliances, organized cabinets and a lot less stuff (though I did have to endure some screaming about what the hell I did with all the plastic cups/wooden spoons/second ice cream scoop). And my refrigerator is probably thrilled that I finally figured out where those coils that I’ve supposed to have been vacuuming for the past four years are (that was gross). I spent quite a bit of money this week on cleaning and organizing supplies: a new spice rack ($40 at Crate & Barrel), drawer organizers ($15 at TJ Maxx), canisters for the pantry ($20 at TJ Maxx), new drip pans ($13 at Target), dish soap dispenser ($13 at Target), penny jar to hold dog treats ($5 at Target), new salt and pepper shakers ($12 at Target), light bulbs ($27 at Lowes), oven cleaner ($5 at Lowes) and paper towels ($5 at Lowes).

My refrigerator already has a water filter, however, we’ve been ignoring the little red replacement light for at least six months. So we bought a PUR replacement filter from Amazon for $25. In the past, I’ve bought these from the Whirlpool website and they’ve run almost $35, so it was nice to find one that’s a little less costly.

My Outbox, i.e., crap I’m considering getting rid of, is growing daily. This is good, since our garage sale is less than a month away. I’m going to try selling some of our more valuable/specialized items on eBay/Craigslist over the next few weeks to make money for more curing (Hard Rock Cafe shot glass collection, anyone?).

My fresh flowers came from the grocery store again this week. White hydrangeas for $5.99. I’m starting to think grocery store flowers aren’t the freshest, because mine start dying in less than a week, but…whatever.

The fun part of the week was determining my style! After repeating the style quiz at Sproost about 10 times, I determined my style is closest to Vintage Modern (um, isn’t that an oxymoron?). It seems to fit though. So now, when I see something I would consider buying, I ask myself, “Would this fit in with my (imaginary) Vintage Modern home?” and if the answer is no, I skip it.

Finding a new recipe and cooking one meal at home was incredibly easy. I think Apartment Therapy assumes most of their audience are city apartment dwellers who eat takeout every night.

As far as the housewarming party thing goes, I’d like to have a low-key cheesy board game night with a small group of friends. But because six-seven weeks from now is Memorial Day weekend, maybe we should do a barbecue instead (or in combination with board game night)? Of course, we go out of town sometimes on Memorial Day weekend, so I guess I should check on that before I start making any definite plans.

OK, so that was Week 2. A lot of work and a lot of expenses (though most were somewhat optional). I was hoping to combine the dining room with the kitchen since there isn’t a dining room week, but that didn’t go as planned. That room mainly just needs to be cleaned though.

On to Week 3, which focuses on the entryway, entry closet and making a “landing strip” (AT’s term, not mine).

Photo Credit: Apartment Therapy

A few monthly dinner parties ago, I lamented about how expensive the whole process was, and whether it would be cheaper just to go out to eat.

So tonight, I tested that theory.

Instead of planning a menu, shopping, taking a half day off work and cooking an appetizer, main course and dessert, I ordered Mexican food to go. It was so much more enjoyable and relaxing! And also… not any more expensive!

My past two dinner parties have cost about $35, not including ingredients already on hand (i.e., the chicken already in the freezer, milk, eggs, etc.). And trust me, keeping it to $35 involved a lot of planning and strategic menu selection - I’ve had them cost as much as $100 before I got all coupon-crazy.

Tonight’s total restaurant bill for the three of us: $35, including taxes and tip.

Now that, I can deal with.

Photo Credit: Do I Make You Hungry by spcbrass, used under Creative Commons licensing.

My finances seem to be on autopilot lately, so I’m working on improving some other areas of my life as well. Supposedly this is what happens when you start getting one thing under control - the rest follow (finances—>health—>not living in squalor).

So, for my not living in squalor phase, I’ve joined Apartment Therapy’s Eight-Step Spring Cure. The “Cure” is a eight-week process for making your home more organized, beautiful and healthy. There is a corresponding book with detailed instructions for each week.

I’m doing the deep treatment (as opposed to focusing on one room), which means that my assignments for Week 1 are as follows:

• Make a complete list of home repairs and solutions
• Vacuum and mop the floors
• Buy fresh flowers
• Sit for ten minutes in a part of your home that you never sit in
• Look into earth-friendly cleaning products

Sounds reasonable, right?

The problem is my “repair” list is pages long, and some items are expensive: damaged exterior doors that need replacing, stained carpet that needs replacing (or at least a professional cleaning), cracking and splintering wood floors, etc. The “cure” also calls for arranging to have all your repairs taken care of within the next 3-4 weeks, which basically assumes you’re going to hire someone to do most of the work. My plan is to start with the easiest, least expensive repairs first, and temporarily fix or postpone the most expensive repairs.

The assignment I find a little indulgent, but am in love with, is buying fresh flowers for your home every week. It’s ironic, because this item is also on my “life list.” So I guess I’m killing two birds with one stone. This week, I bought some gerbera daisies at the grocery store for $5. They look quite lovely on my dining room table.

As for the earth-friendly cleaning products, well… You know I have a hard time spending more than a dollar on cleaning products, and am certainly not one to buy $10 floor cleaner or anything. After my dog spent a good 20 minutes yesterday licking my newly cleaned floor, I almost reconsidered. Eh, he’ll be alright.

Have you ever tackled the cure? What kind of budget were you working with? I can see this getting progressively more expensive as the weeks go on, but I’m going to do my best to keep it frugal and share my progress.