Finance Gets Personal

It’s September, and my net worth is increasing slowly but surely despite the stock market’s performance.

Net Worth as of August 1: $66,904
Net Worth as of September 1: $69,091

Here are this month’s highlights:

• My husband received a bonus of $1,750 after taxes, which we put toward his student loan (in addition to our regular debt snowball payments). The balance on that is now $1,873, and we’re hoping to have it paid off by the end of September. Then, it’s on to my student loan, which is currently at $7,716. Our goal is to have that paid off by the end of the year and then begin attacking the second mortgage of about $35K.
• I started playing the “Drugstore Game” at Walgreens in addition to CVS. With all the free after rebate items, it’s been a little bit of an upfront cost, but hopefully I’ll receive my gift card from last month soon so I’ll no longer be paying out of pocket.
• It was my month to host a dinner party with a few friends, and I managed to keep costs down to $35 this time. That’s still way more than I usually spend on dinner, so I’m always looking for ways to bring it down further. I’ll be hosting again in December.
• My husband began working 68-hour weeks at the start of my stepson’s football season, and I slowly began to go crazy between that and my full-time job. His schedule has since been reduced slightly (54 hours - woo hoo!), so I no longer have to attend football practice for four hours a week (tears).
• I scalped a few concert tickets (legal in my state) and felt guilty about it…for a second.
• It was really slow at my work, so I began bargain shopping online. Luckily, I’ve since found a better way to spend my down time: making money as a ChaCha guide.

So, it’s been a bit of a slow month, but it’s great to see our net worth going back up again and our student loans shrinking! Good luck to you with your goals!

Tags: Net Worth, Personal Progress