Monthly Net Worth Report: Summer Slowdown Edition
Well, July has come and gone (over a week ago - whoops!), and my net worth has taken another hit. This was mostly due to spending the money we’d been saving to have our house painted. But it was something that needed to be done, I guess.
Net Worth as of July 1: $68,815
Net Worth as of August 1 (well, August 7 if you want to be picky): $66,904
Here are this month’s highlights:
- I started selling some items on eBay, like this dress that was rejected from the consignment store. The dress sold for about $15 plus shipping, but I also sold some perfume I won in a contest, a new baseball hat I got for free with a coupon, some diabetes testing kits I got for free with coupons, baseball stadium giveaways and other things I didn’t have to pay for. So far, I’ve made about $60.
- We purchased a new mattress, and I *mostly* resisted the temptation to redecorate my entire bedroom. I managed to stop after the new bed frame, mattress protector and pillow protectors, and haven’t even bought new pillows yet! (although I am very tempted by Linen’s ‘N Things’ going out of business sale!)
- We took a week-long staycation instead of our usual summer vacation, and found it to be fun and relaxing (well, some days were relaxing). We did things like go to the zoo, visit amusement parks, check out museum exhibits, go to plays, etc. Hopefully next year we’ll be able to go to a beach!
- I bought a lot of clothes on clearance for next summer, and am also stockpiling things like gifts, groceries and household items when they go on sale. It will be wonderful to be “ahead” on things and save money in the process!
- My FICO score reached a high of 842, which I find a little CRAZY! We’ll see how long it stays that way now that I don’t have any credit card debt and only use my credit card for things like concert tickets.
- We had our house painted for a cost of $2,992, and had some wood replaced on our deck and another coat of stain put on for about $300. We had been saving up for this for a few months, and it’s nice to have it taken care of.
- Things started getting a little tight toward the end of the month (maybe due to all this spending?), and I reluctantly skipped one of our extra debt payments in order to get us back on track.
- I ended the month with a bang, in the form of a $150 speeding ticket, which will cost about $300 after I have it reduced to a non-moving violation. How come every time I get pulled over, it’s in a town where I don’t know a handful of cops or dispatchers?
Here’s hoping for a prosperous August!
Photo Credit: Lazy Dogs by karolajnat, used under Creative Commons licensing.
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