Comments on: My FICO Score is 842?!?!?! http://www.financegetspersonal.com/2008/07/27/my-fico-score-is-842/ Personal Finance Blog of a Girl Trying to Get Out of Debt and Change Careers Thu, 11 Mar 2010 23:31:23 +0000 http://wordpress.org/?v=2.5.1 By: Curt http://www.financegetspersonal.com/2008/07/27/my-fico-score-is-842/#comment-2307 Curt Mon, 05 Oct 2009 16:21:11 +0000 http://www.financegetspersonal.com/?p=339#comment-2307 I am 55 years old worth 1.25 million after a 443 k morgage no other debt (787 Credit Score ...) Credit Scores are kinda lame ........... I am 55 years old worth 1.25 million after a 443 k morgage no other debt (787 Credit Score …)
Credit Scores are kinda lame ………..

]]> By: Jennifer http://www.financegetspersonal.com/2008/07/27/my-fico-score-is-842/#comment-2296 Jennifer Tue, 15 Sep 2009 21:35:12 +0000 http://www.financegetspersonal.com/?p=339#comment-2296 Mine is up from 760 two years ago to 796. In the last two years I've gotten rid of most of my credit cards, keeping only one major credit card ($5,000 credit limit). I no longer have debt, and have closed down my line of credit. I sold my condo a few months ago, and paid off the mortgage with the proceeds. Now, a few months later I applied and received a mortgage for our new place, which has probably lowered my score a bit, but I expect it to be higher soon. Overall, I'm pleased with my score, although I like the challenge of seeing how high I can get it :-) Mine is up from 760 two years ago to 796. In the last two years I’ve gotten rid of most of my credit cards, keeping only one major credit card ($5,000 credit limit). I no longer have debt, and have closed down my line of credit. I sold my condo a few months ago, and paid off the mortgage with the proceeds. Now, a few months later I applied and received a mortgage for our new place, which has probably lowered my score a bit, but I expect it to be higher soon. Overall, I’m pleased with my score, although I like the challenge of seeing how high I can get it :-)

]]> By: xim http://www.financegetspersonal.com/2008/07/27/my-fico-score-is-842/#comment-1008 xim Sat, 29 Nov 2008 02:55:45 +0000 http://www.financegetspersonal.com/?p=339#comment-1008 Mine jumps up like that when I borrow money from myself... Example: It is normally around 750 when I owe "0" on credit cards. When I charge/borrow $3000.00 the score jumps almost 100 points... to around 850. Then as I pay it down the score drops too... seems to raise up as you retain some debt and pay it off on time.... But you have to continuously charge/borrow/retain debt to keep the scores this high. Mine jumps up like that when I borrow money from myself… Example: It is normally around 750 when I owe “0″ on credit cards. When I charge/borrow $3000.00 the score jumps almost 100 points… to around 850. Then as I pay it down the score drops too… seems to raise up as you retain some debt and pay it off on time…. But you have to continuously charge/borrow/retain debt to keep the scores this high.

]]> By: Lotta Links and a Couple of Carnivals « My Daily Dollars http://www.financegetspersonal.com/2008/07/27/my-fico-score-is-842/#comment-492 Lotta Links and a Couple of Carnivals « My Daily Dollars Sat, 09 Aug 2008 15:36:39 +0000 http://www.financegetspersonal.com/?p=339#comment-492 [...] was very impressed with Finance Gets Personal’s credit score revelation. It makes me hope that one day mine will finally be redeemed as [...] [...] was very impressed with Finance Gets Personal’s credit score revelation. It makes me hope that one day mine will finally be redeemed as [...]

]]> By: Ryan http://www.financegetspersonal.com/2008/07/27/my-fico-score-is-842/#comment-474 Ryan Wed, 30 Jul 2008 13:52:02 +0000 http://www.financegetspersonal.com/?p=339#comment-474 Paying off debt can do that, as long as you just recently paid it off, my credit score right now is 744 and I just became debt free in May. I also have closed a credit card recently, so right now my score isn't as high as it was before I closed that account... Anyway, I don't really care about credit, I don't use it anymore. I use microsoft money and included with the purchase was a free year of experian credit monitoring. It is rather nice to have that good credit score, makes renting a new apartment easier. Paying off debt can do that, as long as you just recently paid it off, my credit score right now is 744 and I just became debt free in May. I also have closed a credit card recently, so right now my score isn’t as high as it was before I closed that account…

Anyway, I don’t really care about credit, I don’t use it anymore. I use microsoft money and included with the purchase was a free year of experian credit monitoring. It is rather nice to have that good credit score, makes renting a new apartment easier.

]]> By: urbanesse http://www.financegetspersonal.com/2008/07/27/my-fico-score-is-842/#comment-471 urbanesse Tue, 29 Jul 2008 04:42:25 +0000 http://www.financegetspersonal.com/?p=339#comment-471 I am so jealous. I'm hoping that by the time I hit 28 I can be there!! haha congrats :) I am so jealous. I’m hoping that by the time I hit 28 I can be there!! haha congrats :)

]]> By: Frugal Dad http://www.financegetspersonal.com/2008/07/27/my-fico-score-is-842/#comment-468 Frugal Dad Mon, 28 Jul 2008 19:28:32 +0000 http://www.financegetspersonal.com/?p=339#comment-468 That's a solid score, but don't take it as an invitation to go back out and run up new debt. You are doing a great job! That’s a solid score, but don’t take it as an invitation to go back out and run up new debt. You are doing a great job!

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