My FICO Score is 842?!?!?!
My Washington Mutual credit card gives me free access to my FICO score, which is updated each month.
Here are my scores for the past 12 months:
Aug 07 - 784
Sept 07 - 787
Oct 07 - 783
Nov 07 - 787
Dec 07 - 787
Jan 08 - 787
Feb 08 - 787
March 08 - 787
April 08 - 793
May 08 - 793
June 08 - 796
July 08 - 842
842? And the highest you can get is 850? And I’m 28 years old?
Surely this is either a mistake, or this is actually one of those scores that goes up to 900 or something. But it says it’s my “FICO score,” “provided by TransUnion.”
Maybe they really liked me paying off my credit card this month!
7 responses so far
That’s a solid score, but don’t take it as an invitation to go back out and run up new debt. You are doing a great job!
I am so jealous. I’m hoping that by the time I hit 28 I can be there!! haha congrats
Paying off debt can do that, as long as you just recently paid it off, my credit score right now is 744 and I just became debt free in May. I also have closed a credit card recently, so right now my score isn’t as high as it was before I closed that account…
Anyway, I don’t really care about credit, I don’t use it anymore. I use microsoft money and included with the purchase was a free year of experian credit monitoring. It is rather nice to have that good credit score, makes renting a new apartment easier.
[...] was very impressed with Finance Gets Personal’s credit score revelation. It makes me hope that one day mine will finally be redeemed as [...]
Mine jumps up like that when I borrow money from myself… Example: It is normally around 750 when I owe “0″ on credit cards. When I charge/borrow $3000.00 the score jumps almost 100 points… to around 850. Then as I pay it down the score drops too… seems to raise up as you retain some debt and pay it off on time…. But you have to continuously charge/borrow/retain debt to keep the scores this high.
Mine is up from 760 two years ago to 796. In the last two years I’ve gotten rid of most of my credit cards, keeping only one major credit card ($5,000 credit limit). I no longer have debt, and have closed down my line of credit. I sold my condo a few months ago, and paid off the mortgage with the proceeds. Now, a few months later I applied and received a mortgage for our new place, which has probably lowered my score a bit, but I expect it to be higher soon. Overall, I’m pleased with my score, although I like the challenge of seeing how high I can get it
I am 55 years old worth 1.25 million after a 443 k morgage no other debt (787 Credit Score …)
Credit Scores are kinda lame ………..