Financial “I Never” with Finance Girl
It’s Saturday night and your team isn’t in the Final Four (or didn’t even get invited to the tournament - sigh).
Let’s find a way to drown your sorrows…
Presenting: Financial “I Never” with Finance Girl
In order to play Financial “I Never,” you first need to find the hard liquor of your choice.
There, that will do nicely.
Next, read the following statements. For each “I never” that you have done, take a shot. I’ll play along too. Here we go…
I’ve never bounced a check:
Damn.
I’ve never carried a balance on my credit cards:
Damn again.
I’ve never taken a cash advance on my credit card:
Who’s drinking now, bitches?
I’ve never borrowed money from relatives:
Give me a break, I was 17.
I’ve never co-signed a loan:
Thank God!
I’ve never financed a new car:
Whoopsies!
I’ve never had an Old Navy credit card:
Take that!
I’ve never taken a payday loan:
What do you think I am, stupid? Don’t answer that.
I’ve never borrowed money against my 401k:
Please - if I wanted to borrow money, I’d use my credit card. duh.
I’ve never had a home equity loan or home equity line of credit:
How else are you supposed to buy a house with no down payment?
I’ve never bought a pair of $100 jeans:
Well, I did once, but I returned them. Does that count? Fine…
I’ve never taken a refund anticipation loan:
Please. I’m too cheap to go to H&R Block in the first place.
I’ve never paid for a groceries with a credit card:
A girl’s gotta eat!
I’ve never charged up a bunch of concert tickets on my credit card and not gotten paid back for all of them:
If you tell me you’re going to go, you better damn well go! If you don’t go, you still owe me for the ticket (and the convenience fees - Ticketmaster ain’t cheap!). It’s also not my job to find someone else to buy your ticket.
Sorry, drunken rant…
I’ve never gambled:
I am probably the cheapest gambler ever to visit Vegas though. And I’m too scared to play the tables.
I’ve never signed up for a credit card to get a free t-shirt:
Dude, it said “College” on it. Like Animal House, you know? And I was in college! Get it?
I’ve never signed up for a “pay no interest ’til 2030″ credit card in order to buy a big-screen TV:
Watching Kansas or North Carolina lose tonight will be so much better in high-def.
Sorry, I meant to say, “I LOOOOOOOOVE YOU GUYS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!”
Now, if you’ll excuse me, I’ve got to find someone to hold my hair.
Photo Credits: no chase, bitches! and jr and amanda by theogeo, used under Creative Commons licensing
14 responses so far
This was interesting. I don’t drink alcohol so I sipped water instead…I have done 5 of the things on your list.
[...] Finance Girl from Finance Gets Personal presents Financial “I Never” with Finance Girl. [...]
[...] Financegirl has a great way to think through your dumb financial moves. The post is more of a weekend-inspired, but still fun. She totally got me on signing up for a credit card just to get the T-shirt. [...]
[...] came across this post on Finance Gets Personal by Finance Girl entitled, Financial “I Never” with Finance Girl. I swear I’m going to start posting regularly soon. I suppose I have no excuse not to with [...]
This was really clever!
Thanks, guys.
Lulu - only 5? That must be why you’re in the top 100 PF bloggers list!
[...] not — we repeat, do not — try the drinking game created by “Finance Girl” if you’ve made a mess of your finances. (Actually, in the name of responsible consumption, you [...]
[...] of Personal Finance, hosted by Money Ning, which included my post Financial “I Never” with Finance Girl (I had a fun time writing this post, but no, I wasn’t really taking [...]
Okay, I did bounce a check (once), I carried a balance on my credit cards during my last bout with unemployment, and I borrowed money from relatives to pay off a medical bill. I’ll cop to all of that. Three shots… whenever I buy liquor (which is never ;)).
Still, I take exception to the fact that I always pay for groceries with a credit card. My wife and I never carry cash. Instead, we pay most of our expenses with our credit cards to max out our cash back rewards, then pay them off at the end of the month. I personally don’t consider that poor financial sense, so I refuse to take a shot for it.
Found you from the smart spending blog on msnbc. Very cute game. I’ve only ever gambled- I’ve had maybe 10 scratch off lottery tickets and about $5 in slots in my lifetime. I consider it to be an entertainment expense, it sure cost less than anything else to do.
I didn’t “drink” for ‘pay for groceries on a credit card’- because I don’t consider that to be a financial mistake. I ALWAYS pay for groceries (and almost everything else) on a CC, but have never ever carried a balance on any card. I get 5% cashback for groceries, it would be stupid to not charge them.
That makes sense, Stephen and Jessica. I hope to be like that someday.
I guess I should have said, “I’ve never paid for groceries with a credit card because I didn’t have the money.”
Ok, well if we are taking off the credit card grocery thing then I guess I need to take a sip of water……………..no wait…I did pay for groceries one time when I was very broke.
Geez… I was ready to hurl by the end of the questions, then decided to just kill the bottle when I realized the whole game was financed with the bar tab secured by my credit card…
Good game, though
You are bananas. I’m having so much fun reading this blog. Your giving me great insight on the financially inept. Thank you.
Great writing style, and the concert tickets bit… classic.
Bravo