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Confession: I Overdrafted My Bank Account While Purchasing a Domain Name for This Personal Finance Blog

So here’s where finance gets personal.

I tend to cut it a little close in my bank account during the pay period that the mortgages are due. I fully realize that I’m doing it, because I keep track of everything in Quicken. But I usually check my accounts online daily, and transfer money from savings if necessary (look for my upcoming post: 10 Signs You Have Financial OCD).

Well, I kind of forgot to check my account for the last few days and got a little overzealous about purchasing my blog’s “official” domain name (www.financegetspersonal.com).

Then, my husband’s song purchases for our Rock Band party last weekend came through, and I had spent the cash he gave me instead of depositing it (see my previous post, Times When I Just Can’t Say No).

$75 in fees later, here we are. Yes, I know it’s my own damn fault. But $75 in fees for three little debit card transactions that all posted on the same day?!?

I called my bank to complain and to try to finagle my way out of the fees, and it worked to an extent. I got $50 of the $75 removed, and customer service agent got to say “Let’s see, you made a purchase of $7.15 at GoDaddy.com” out loud.

So there you have it. You are officially the reader of a personal finance blog whose author paid $32.15 for the privilege of using a domain name without the word “blogger” in it.

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